Homeowners Insurance Evaluation
Homeowners insurance is a financial protection policy that pays a lump sum if your house is damaged or destroyed by fire, weather, theft, or other disasters. Tower Street Insurance & Risk Management provides homeowners in Dallas, Southlake, Westlake, McKinney, Austin, San Antonio, Houston, and other cities throughout Texas with the best insurance services available to meet their personal risk management needs.
We believe in understanding your past in order to provide you with better protection for your future. Our mission is to preserve and protect the future of successful businesses and families through customized risk management and advocacy solutions. In addition to homeowners insurance, we also protect your automobiles, your valuables, and much more.
Importance of Homeowners Insurance
A Homeowner's insurance policy is an essential purchase. There are two major reasons to buy homeowners insurance:
Protect your assets
Homeowners insurance covers the structure of your home and your personal property, as well as your personal legal responsibility (or liability) for injuries to others or their property while they’re on your property.
Satisfy your Mortgage Lender
Most mortgage lenders require you to have insurance as long as you have a mortgage and to list them as the mortgagee on the policy. If you let your insurance lapse, your mortgage lender will likely have your home insured. Compared to a policy you would buy on your own, the premium might be much higher and the coverage will be limited to damage to the structure of your home. The lender can require you to pay this higher premium until you get your own homeowners insurance again.
Personal Risk Management Services by Tower Street Insurance
We understand that choosing a risk management solution involves more than simply obtaining coverage, so we go beyond offering policies backed by the best insurance companies in the business. We listen to specific needs, create lasting relationships, and take the time to walk each client through all aspects of their personalized insurance plan. After the plan is in place, we continue to serve as an on-call partner devoted to our clients’ risk management success year-round.
Why Choose Tower Street Insurance & Risk Management?
- 100 Carriers
- 150 Years of Collective Experience
- 3.5K Written Policies
- 98% Retention Rate
Tower Street Insurance & Risk Management was established to provide the most effective solutions to manage your commercial and personal risks. It is our privilege to represent and partner with each of our clients. For more information about our insurance services in Dallas, Houston, Austin, and other Texas cities that we serve, please contact us online or give us a call at 972-472-2040.
